8.13.0 Safe to install
MobilePay is an alternative to cash when you want to make your purchases in stores, apps, online shops, or even split a restaurant bill, request money from your friend after paying for their coffee, or pay for your flea market finds - even online. The need to remember card and account numbers or retrieve bank credentials for making purchases is no longer necessary. Simply enter your information once into MobilePay.
To use MobilePay, you log in to the service using your chosen PIN code. Now, with just a few clicks, you can:
- Make payments in store (Bluetooth, QR code).
- Send money using a mobile phone number.
- Request money from others.
- Share bills with your friends.
- Track shipments and requests.
- Adjust your settings.
If the recipient is not yet a MobilePay user, you can send them a text message indicating that the money is on the way or that you have requested money from them. They simply need to register as a user of the service.
When shopping online, you only need to enter your phone number, and the total amount of your purchase will be sent to MobilePay for approval.
The MobilePay app can be used by anyone over the age of 15. To register, you only need a Finnish phone number, personal identification number, a debit or credit card with activated online payment feature, a bank account number, and bank credentials for online payments and higher usage limits.
Sending money and making purchases will be charged to your selected payment card, and received payments will be credited to your bank account. The funds are available immediately or usually by the next banking day.
Using MobilePay is free of charge. The download and use of the app require data transfer, which your operator will charge according to their service rates.
Learn more about MobilePay at www.mobilepay.fi.
Overview
MobilePay is a Freeware software in the category Business developed by Vipps MobilePay AS.
The latest version of MobilePay is 8.13.0, released on 04/05/2025. It was initially added to our database on 10/16/2023.
MobilePay runs on the following operating systems: Android/iOS.
Users of MobilePay gave it a rating of 4 out of 5 stars.
Pros
- Convenient and easy way to send and receive money using your mobile phone.
- Secure payment method with bank-level security features.
- Can be used for online and in-store payments as well as person-to-person transactions.
- Integration with various banks and financial institutions for easy fund transfer.
- Ability to split bills and manage shared expenses with friends and family.
- Can be used for contactless payments at stores that accept MobilePay.
Cons
- Availability limited to certain regions and countries.
- Not all banks may be supported for integration, limiting the use for some users.
- Some users may find the verification process cumbersome or time-consuming.
- May not offer as many features or integrations as other competing mobile payment apps.
FAQ
What is MobilePay?
MobilePay is a mobile payment service that allows users to easily send and receive money using their smartphones.
How do I create an account with MobilePay?
To create an account, download the MobilePay app from your app store, follow the setup instructions, and link your bank account or payment card.
Is MobilePay free to use?
Yes, MobilePay does not charge users for sending or receiving payments; however, standard bank fees may apply.
Which banks support MobilePay?
MobilePay supports several banks; you can find the complete list of supported banks on the MobilePay website or app.
Can I use MobilePay for online shopping?
Yes, many online retailers accept MobilePay as a payment method; simply select it at checkout.
Is my information secure with MobilePay?
Yes, MobilePay uses advanced encryption and security measures to protect user information and transactions.
Can I send money internationally with MobilePay?
Currently, MobilePay is designed for domestic payments; international transfers are not supported.
What should I do if I encounter issues with the app?
If you experience any issues, you can contact MobilePay’s customer support through the app or their website for assistance.
Is there a limit on how much I can send using MobilePay?
Yes, there are daily and monthly limits on payments; these limits may vary based on your account type.
Can I use MobilePay without a bank account?
No, you need to link a bank account or card to your MobilePay account to send or receive money.
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